<h2>Introduction</h2>
Mutf_In: Sbi_Equi_Hybr_Vuwazq: SBI Equity Hybrid Fund Regular Growth is a mutual fund that deals with equity and other investments mentioned above. SBI Mutual Fund, an AMC respected and adored in <strong><a href="https://www.teckinno.com/poco-c55-price-in-india/">India</a></strong> introduced it. As a fund, it seeks to offer its investors a synchronized approach to building wealth in equities and debt instruments.
<h2>Fund Overview</h2>
<ul>
 	<li>Fund Type: Open-ended Hybrid Fund</li>
 	<li>Launch Date: December 9, 1995</li>
 	<li>Fund Size: As of my last update, the fund size was substantial, but for the most current figure, please check the latest factsheet</li>
 	<li>Fund Managers: The equity portion is managed by Dinesh Balachandran, and the Debt portion by Dinesh Ahuja (names may have changed since my last update)</li>
</ul>
<h2>Investment Objective</h2>
<img class="wp-image-18494 size-full aligncenter" src="https://www.teckinno.com/wp-content/uploads/2024/08/Investment-Objective.jpg" alt="Investment Objective" width="700" height="450" />

The main objective of the SBI Equity Hybrid Fund Regular Growth is to produce long-term capital gratitude and current income from a collection financed by equity and debt securities in a reasonable combination.
<h3>Asset Allocation</h3>
<ul>
 	<li>Equity and Equity-related instruments: 65-80%</li>
 	<li>Debt instruments (including securitized debt): 20-35%</li>
 	<li>Money Market Instruments: 0-30%</li>
</ul>
<h3>Investment Strategy</h3>
The fund employs a balanced strategy:
<ol>
 	<li><strong>Equity Portion:</strong> Focuses on companies with strong growth potential across market capitalizations</li>
 	<li><strong>Debt Portion:</strong> Invests in high-quality fixed-income securities to provide stability and regular income</li>
</ol>
<h2>Risk Profile</h2>
The fund is considered to have a temperately high-risk profile due to its essential contact with equity markets. Though, debt is necessary to mitigate some of this risk.

<strong>Benchmark</strong>

CRISIL Hybrid 35+65 - Aggressive Index
<h2>Key Features</h2>
<ol>
 	<li>Diversification: Offers exposure to both equity and debt markets</li>
 	<li>Professional Management: Managed by experienced fund managers</li>
 	<li>Flexibility: The fund manager can adjust the equity-debt mix based on market conditions</li>
 	<li>Tax Efficiency: Treated as an equity fund for tax purposes (when equity allocation exceeds 65%)</li>
</ol>
<h2>Performance</h2>
Performance can differ over time. Investors should check the latest handout for up-to-date performance data. Generally, the fund is expected to deliver:

<img class="wp-image-18495 size-full aligncenter" src="https://www.teckinno.com/wp-content/uploads/2024/08/Performance.jpg" alt="Performance" width="700" height="450" />
<ul>
 	<li>Capital appreciation through its equity component</li>
 	<li>Stability and regular income through its debt component</li>
</ul>
<strong>Expense Ratio</strong>

The expense ratio for the regular plan is typically higher than the direct plan. For the most current expense ratio, please refer to the latest fund documents.
<h2>Who Should Invest</h2>
This fund may be suitable for:
<ul>
 	<li>Investors with a moderately high-risk appetite</li>
</ul>
<ul>
 	<li>People who wish to invest in a diversified company that has both equity and debt Instruments.</li>
 	<li>Persons who have a liberal investment time frame of not less than five years.</li>
</ul>
<h2>How to Invest</h2>
Slightly risk seeking investors
<ul>
 	<li>People who want to have their investment diversified in equities as well as debts.</li>
 	<li>Five-year plus investors (those who will not be selling their investments in the short term)</li>
</ul>
<h2>Taxation</h2>
<ul>
 	<li>Capital gains realized from the sale of listed securities and other assets held for more than a year are taxed at 10% on the gains exceeding Rs 1 lakh in a financial year</li>
</ul>
<ul>
 	<li>• Turbo charges for short-term capital gains where the assets were sold within 1 year, 15% of the Omega.</li>
</ul>
<h2>Conclusion</h2>
SBI Equity Hybrid Fund Regular Growth can be said to appeal to the middle income earners who wish to invest and their money grow but wish to do it in a safe way. As is always the case with any investment strategy though, it would be advisable to do some factoring of goals and assessing your risk tolerance, and if you wished, consult with a financial planner.